- 678 11th Ave. New York, NY 10019
- (718) 513-9386
Our program is very easy to qualify for. We approve almost everyone. To get approved for our program, a 590 credit score or higher is required. If your credit score falls below 590, we approve 6 out of 10 applications with no money down. If you want more info, you can speak to one of sales rep to assist you further. Our number is 718-513-9386
Yes we do. We work with all types of credit. We specialize in subprime loans. We approve bad credit and no credit with zero down. We have over 50 lenders so
Yes, e approved zero score but has to be clean with no credit collections.
Putting money down will definitely help you get a good approval and a good rate.
Yes we do. We work with bad credit and previous auto repossessions. We have over 50 lender so are equipped to handle all credit situations
Yes we do. However, TAX ID approvals require a minimum downpayment between $1500-$5000, depending on the car that you select. We also require last 3 months bank statements as proof of income.
The dealership pays all the taxes on your behalf to whatever state you are going to register the car to.
Newer cars tend to have lower insurance cost because of safety features. We are not an insurance broker, and we don’t pretend to be. We are a car dealer. But we can assist you with a deferred down payment insurance policy if you qualify. For more information on our deferred down payment with auto insurance, please speak to one of our sales representatives.
Newer cars tend to have lower insurance cost because of safety features. We are not an insurance broker, and we don’t pretend to be. We are a car dealer. But we can assist you with a deferred down payment insurance policy if you qualify. For more information on our deferred down payment with auto insurance, please speak to one of our sales representatives.
Yes, when you apply for an auto loan, the lender is going to check your credit profile. But remember, we approved bad credit and no credit with no money down.
Depending on the amount of the monthly benefits you’re receiving, your income may not be sufficient for the majority of the cars we sell. Our zero down program does count unemployment benefits as income but usually will prefer you to take a moderately priced vehicle. We recommend to add a co-signer to add to the income. Depending on the loan performance, you can always upgrade down the road once you develop a good history payments with your loan, as well as generate a mroe income with a vehicle.
Our payment plans are extremely flexible. You could make the payments weekly, bi weekly or monthly, that’s totally up to you. And can pay bi weekly, the next month you can do monthly. You just have to set it up the payments plans in advance.
Our lenders interest rates are currently at 2%-24%. 24% being the NY state maximum. We offer very competitive interest rates, with wholesale pricing. If you’re not satisfied with the rate, we will give you the necessary documents and you can obtain the loan from another lender. And Ofcourse we do accept cash as well
Sure. We have over 60 lenders and im sure we could compete or beat any interest rate you got, but if you choose to use your own financing you can do that
Sometimes our rates are as low as 0%. Easy Way Autos carries 4 major franchise brands and they all offer 0% to 1.99% for highly qualified customers. If you qualify, we will surely beat that rate
Our advertised payments are based on a 72 month term. We also offer 24, 36, 48, 60 month term.
That’ll all depends on what rate the lender is going to give you. Once you’re approved we will be able to go over the numbers with you based on the approval you got from the bank
Our company is called Easy way Autos. We have been in business for over 18 years, specializing in zero down finance. We are what they call rideshare specialist. We started out in Brooklyn, Queens back in the day selling cars to cab drivers.Then uber and lyft came around, so we need to change. So we do especialize in rideshare vehicles, but our vehicles can be used for any purposes. You can use it for work, you can use it for personal or both personal and work. Or whatever you need the car for.
Go to Grand Central and from Grand Central take the Metro North to White Plains. You’ll get here 10-15mins.
Yes, you can use your learners permit to apply or any valid US gov’t issued photo ID
If you want to come in do a test drive, let me know so we can set up an appointment for you.
Yes, we require a full coverage insurance to drive the car out of the lot.
Newer cars tend to have lower insurance cost because of safety features.
We are not an insurance broker, and we don’t pretend to be. We are a car dealer.
Most of our lenders include gap insurance in the contract. If the lender that approves you doesn’t include gap insurance we can offer it as an after market item in your deal. Since we are a New York State license dealer, by law, we are not allowed to sell gap insurance at a profit. It will be included in the deal at a cost of $200
Yes we accept trade ins.Just keep in mind that your equity position on your trade may affect the zero-down approval
Yes we offer lease and finance.
Yes. We are not just a small used car dealer. We are a franchise dealer. We are a Kia, VW, Cadillac, Chevy dealer. So offer all of those brands, the entire line, brand new,in all models and trims. And we also have pre owned certified used vehicles. Normally we carry anywhere between 100-150 pre-owned and certified vehicles, all makes and models.
Yes, we do lease buy out.
Ofcourse! Since we are a franchise dealer,we warranty all of our vehicles. All of our vehicles leave here with anywhere between a 2 years to a 10 year warranty,
We stopped issuing TLC plates, Diamond and insurance assitance when the taxi and limousine commission stopped issuing plates for gas powered vehicles. Our vehicles can be used for any business or personal use.
